What term describes the amount a person has to pay out-of-pocket for medical expenses before their health insurance begins to cover expenses?
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✓ Correct answer: D. DeductibleAnswer: Deductible The deductible is the amount that a person must pay out-of-pocket for medical expenses before their health insurance starts to cover the costs. Copayment is a fixed amount a person pays for a covered health care service, usually when receiving the service. Premium is the amount a person pays for their health insurance every month. Out-of-pocket maximum is the most a person has to pay for covered services in a plan year, after which the health insurance begins to cover 100% of the costs of covered benefits.
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