HomeNPTE-PT Physio Exam PrepQuestion 7 of 10
NPTE-PT Physio Exam PrepQuestion 7 / 10

During a gymnastics practice, an athlete sustains a sprain. The athlete goes to see a doctor and starts physical therapy for recovery. Which of the following is a third-party payer that would MOST LIKELY cover the services rendered in this situation?

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Multiple choice — select the best answer
✓ Correct answer: C. Private health insurance Answer: Private health insurance Private health insurance is a third-party payer for health care services that is administered by employers, fee-for-service indemnity plans, or commercial insurance carriers. It typically covers incidents not specifically related to workplace injuries. Workers’ compensation provides health care services for individuals who are injured while working at their place of employment. Medicaid is a third-party payer for health care services that is administered by both the state and federal governments and is intended to help individuals with low income. Managed healthcare, provided by HMOs or PPOs, also works as a third-party payer but generally directs patients to specific providers within a network.

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