Subrogation allows an insurer that has paid a claim to:

Subrogation allows an insurer that has paid

Multiple choice — select the best answer

AIncrease the policy limit
BCharge the insured a deductible twice
CCancel coverage retroactively
DPursue recovery from the party legally responsible for the loss

✓ Correct answer: D. Pursue recovery from the party legally responsible for the loss After paying the insured, the insurer 'steps into the shoes' of the insured to recover from the at-fault third party, preventing double recovery.

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Topic: Claims Handling Process

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Subrogation allows an insurer that has paid a claim to:

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