An adjuster sends a reservation of rights letter primarily to:

An adjuster sends a reservation of rights

Multiple choice — select the best answer

AAdmit the claim is fully covered
BDeny the claim outright
CInvestigate while preserving the right to later deny coverage
DWaive the policy's exclusions

✓ Correct answer: C. Investigate while preserving the right to later deny coverage A reservation of rights notifies the insured that the insurer is investigating but may dispute coverage, preventing an unintended waiver of policy defenses.

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Topic: Claims Handling Process

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An adjuster sends a reservation of rights letter primarily to:

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