An independent adjuster differs from a staff (company) adjuster in that the independent adjuster:

An independent adjuster differs from a staff

Multiple choice — select the best answer

AAlways represents the policyholder
BIs hired on a contract basis by insurers rather than being an employee
CCannot be licensed
DSets policy premiums

✓ Correct answer: B. Is hired on a contract basis by insurers rather than being an employee Independent adjusters contract with one or more insurers to handle claims, whereas staff adjusters are direct employees of a single insurer.

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Topic: Claims Handling Process

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An independent adjuster differs from a staff (company) adjuster in that the independent adjuster:

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