In insurance terminology, the actual cause of a loss, such as fire or windstorm, is called a:

In insurance terminology, the actual cause

Multiple choice — select the best answer

APeril
BHazard
CExposure
DRider

✓ Correct answer: A. Peril A peril is the immediate cause of loss (fire, theft, hail). A hazard is a condition that increases the chance or severity of a peril, so the two terms are distinct.

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In insurance terminology, the actual cause of a loss, such as fire or windstorm, is called a:

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