Which type of insurance plan often includes coverage for routine dental services without an additional premium?
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✓ Correct answer: D. Dental HMOAnswer: Dental HMO Dental HMO plans typically include coverage for routine dental services such as cleanings and exams without requiring an additional premium. These plans usually require members to use a network of dentists and have lower out-of-pocket costs compared to other types of dental plans. Dental PPO, Indemnity, and Discount Dental Plans often involve higher premiums and require members to pay more out-of-pocket for routine dental services.
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